Spousal, partner, preferred, gay, and lesbian premium discounts for Long Term Care Insurance plans.

Long Term Care Insurance companies are allowed to offer premium discounts for couples, partners, and even extend this discounts to people living in the same house such as two bothers when they both apply for coverage. These long term care insurance premium discounts can also be provided in multi-life cases, multi-generational, and even gay and lesbian couples.

The typical long-term care insurance couple and partner discounts can range from 10-50% depending on the specific company.  The premium savings on your long-term care insurance policy can be high so be sure to ask your agent about these discounts.

Gay and Lesbian Partner Discounts on Long Term Care Insurance Plans

It is important to note that most all Long-Term Care Insurance companies offer the "Married or Couple Discounts" to gay and lesbian couples who live together even if they are not married.  Genworth Financial, John Hancock, MetLife, Allianz, Mass Mutual, Prudential are all gay and lesbian friendly companies and will extend their long term care insurance married discounts to these individuals as well.

Preferred Health Discounts for Long-Term Care Insurance Plans.

Preferred or Good Health Discounts are given to long term care insurance policy holders who have better health than most.     These preferred health discounts can be significant and range from 10-20% off the entire long term care insurance premium.  Different long term care insurance companies have different preferred health criteria so be sure to check with several companies to maximize your chances on getting the preferred health discount.

At LTCtree we can help guild you through the maze of discount options so that you can truly maximize the premium discounts available for you so simply fill out the form below to get started today.