Will Health Reform Include Long-Term Care Benefits?

Will the Health Reform Bill Include Long-Term Care Benefits?

I was reading an article that appeared in the New York Times on the potential health reform bill and mentioned in the article was the questions, will there be any long term care benefits in the bill?  In short, no.  The huge bill probably will not pass simply because the money is not there.  If it does, don’t hold your breath for long term care benefits from Uncle Sam because he’s broke .  Depending on the government to take care of your health is akin to letting Bernie Madoff handle your investments.  If you’re a young family or aging baby-boomer take back control of your health care and buy the insurance yourself.  It’s portable, cheaper because your not grouped into the same group of that lady that fried bacon every morning in the office microwave…who’s had 5 by-pass surgeries.  If you think you can’t afford long term care insurance or health insurance get your priorites back in order.  Yes buying insurance should come before:

1) Vacations 2) New Cars 3) LCD TV’s 4) Your cell phone 5) Eating out 6) Going to the movies 7) Yes, presents for the spouse and the kids. 8) Cable TV

Why buy LTCI? Having health insurance and long term care insurance (for boomers) is just after food and shelter in Maslow’s hirearcy of needs .  If you wait until all lights are green for the government to buy insurance for you you’ll never leave the driveway.  Long Term Care insurance can be really affordable so if you’d like to get quotes yourself and take contol of your retirement’s health care fill in the quick form below.  Thank for reading…we really appreciate it.

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