I was reading over some statistics put out by the National Center for Health Statistics on America's Baby Boomer's need for Long Term Care at some point in their lives.  The need of future long term care was not surprising, the cause however was worrisome.  At the beginning of the twenty century the average life expectancy for Americans was 47 years old, now a mere 100 years later that number has grown to 77.9 years.  The advance of modern medicine that eradicated diseases such as polio, plague, etc. we have increase our life expectancy 60% over the past century.  That's great news, but with it comes the major problem of caring for some many of the aging Americans.

     The 1918 influenza pandemic killed 675,000 people and today that would be unthinkable because the advancement of modern medicine.  Think back to the 1950's when poliomyelitis was running rampant and now it has been eradicated.  What has happened over the last couple generations is the graveyard has been postponed and now we are faced with the problem of caring for an aging America; with that comes an huge increase in Long Term Care costs.  The national average for a nursing home costs about $75,000 per year.  Where will you get that kind of money during your retirement years?  The answer is not simple unless you have very, very deep pockets with 2 Million plus.  For most the answer could be Long Term Care Insurance if you can qualify.  They won't take everyone, but if you are is decent shape it might be worth considering. 

      At LTCtree.com we work with all the top carriers and will help you shop around for the best product at the best price.  Simply fill out the form below and we'll get you your Long Term Care Insurance quotes.