Hint: Home health care is probably what you think it is.
At LTC Tree, we have the pleasure of working with thousands of Long Term Care Insurance shoppers from across the country. With virtually all of our clients, one thing is clear. Most people want to receive their Long Term Care Insurance benefits right in their own homes.
This makes sense, for when we are at home, we are in our own domain and at most peace. Insurance carriers have risen to the occasion by offering a multitude of very robust home health care benefits with their Long Term Care Insurance policies.
Stat: 3/4 of Genworth’s LTC claims start at home. 2/3 end at home. In other words, most folks who use their LTC policies will never see the inside of a nursing home. We think this is good news.
Recent stats from John Hancock show that home health care makes up 78% of Hancock’s more than $1 billion in paid claims. This figure is on the rise, and for good reason. Having a Long Term Care Insurance policy allows you the benefit of being able to make independent decisions about the place and quality of your health care. Home health care is the biggest reason people look into getting LTC Insurance.
If you haven’t done so before, why not get a quote for LTC Insurance? We can provide you a wide variety of companies right here at this site.
