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Buying Long Term Care Insurance in your 70's

Buying Long Term Care Insurance in your 70's

I speak with people all over the country who are researching long term care insurance who mainly are between the ages of 45-65.  The trend in the past several years is for Baby-Boomers to buy this insurance early so they can lock in lower rates and medically qualify for the coverage.   It is true that it is wise to buy long term care insurance as early as possible, but I want to stress if you are 70-85 and have good health you too can get long term care in most cases.  People assume that they may be too old, but if they have decent health they may be able to buy a long term care insurance policy.  My oldest client I was able to find coverage for was 84 yrs old.  He was a man who was still active, but certainly did not have perfect health.  Most carriers will insure people up to age 79, but a hand-full will go a bit higher.  We work with all of these companies and if you are an older person it is probably is not too late to find coverage so fill out the form below and learn what your options are. 

 

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