Are you still going to "self insure" your long term care risk?

Just a few months ago before the recent financial melt down, one self insuring their long term care risk as opposed to buying long term care insurance was a popular choice.  I'd always say, even if one can afford to pay $100,000 per year for care, why would you?  Spending pennies to protect dollars is still the foundation of most solid financial plans.  Now, the difference is people have seen the ugly side of the market which was down about 40% last year and over the past 3 month LTCtree has received 1000's of requests for long term care insurance info and quotes from people who have seen their portfolios cut in half.  Self insuring may be an option for some when times are great, but when bad, self-insuring your long term care risk might not work.

At LTCtree, we work with the top 10 blue-chip carriers in the long term care insurance industry and help our clients shop the market and save money by helping them compare 6 companies at once with one agent.  We like making thing easy and efficient by quoting all the top companies at once and mailing the long term care insurance information and quotes to you.  We know you don't want an insurance agent in your home and no offence...we don't want to be there either.  :)  If you'd like to have us mail you LTC quotes take a minutes to fill in the form below.  Thanks for reading our blog...we really appreciate it.