A cutting edge eye test developed by British Scientists can spot Alzheimer’s Disease 20 years before the symptoms start. The test looks for the eye sensitive cells in the back of the eye which are directly connected to the brain which show early signs of damage caused by the disease. This early detection could lead to early treatment which in turn could delay the onset for needing long term care. Alzheimer’s patients can need upwards for 5 plus years of long term care services which costs about $80,000.00/year in today’s dollars.
Having Long Term Care Insurance will cover those costs but one must plan early. Once diagnosed with medical conditions such as Alzheimer’s you cannot get private long term care insurance and simply have to spend down your assets that you worked so hard to save. Like most insurance there is a chance you will never use it so finding the balance between too much insurance and too little is the key when buying long term care insurance.
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