I met with a super nice lady about long term care (LTC) insurance planning this week who was extremely knowledgeable on the subject but has had a horrible experience last year with a long term care insurance agent. She was hit by a drunk driver and experienced some back and neck problems that required some moderate physical therapy and rehab to recover. The accident happened in January and ONLY 1 month after the accident, which she was still receiving treatment for, some rookie or incompetent long term care advisor talked her into applying for long term care insurance with Genworth. Any long term care advisor with a week of experience knows that all companies will decline a person if they are under doctor’s care for injuries. Thus, she was declined by Genworth and had a bad taste in her mouth from the experience as can be expected.
Who can blame her for feeling rejected, but the good news is since she is a smart lady she got a sense that she got a bad seed (agent) and stated doing some research on the web and found LTCtree through Clark Howard, who is a national syndicated financial guru out of Atlanta, GA. Clark’s flagship radio station id AM 750 WSB and I must say that I’m a huge Clark Howard fan. While growing up in Atlanta, GA, I listened to him religiously as a young man and I am very appreciative for the people who find LTCtree through Clark Howard’s excellent brand name. Back to the story, thankfully we were able to fix her problem and were even able to save her money because the rookie LTC advisor had showed her a more expensive plan designed for couples and she is a single applicant.
At LTCtree we bring more than a decade of long term care planning experience to the table and with that knowledge we will help you shop the market to find the absolute best long term care insurance product at the best price to fit your unique needs. Take a second to simply fill in this form and we will mail you out your quotes.
